Downloadable Guides
Free resources to help you on your journey to financial freedom.
Most Popular
Debt Management Workbook
A comprehensive workbook to help you assess your debt situation and create a personalized plan to become debt-free.
24 pagesPDF
Credit Building Strategies
Learn effective strategies to build or rebuild your credit score, including understanding credit reports and disputing errors.
18 pagesPDF
Most Popular
First-Time Homebuyer's Guide
Everything you need to know about buying your first home, from mortgage options to the closing process.
32 pagesPDF
50/30/20 Budget Template
A simple budgeting template based on the 50/30/20 rule: 50% for needs, 30% for wants, and 20% for savings and debt repayment.
10 pagesPDF & Excel
Student Loan Repayment Options
A guide to understanding federal and private student loan repayment plans, forgiveness programs, and refinancing options.
16 pagesPDF
Credit Report Review Checklist
A step-by-step checklist for reviewing your credit report, identifying errors, and taking action to correct them.
8 pagesPDF
Foreclosure Prevention Guide
Options and strategies for homeowners facing foreclosure, including loan modifications, forbearance, and other alternatives.
20 pagesPDF
Emergency Fund Builder
A guide to building an emergency fund, including how much to save, where to keep it, and strategies for building it quickly.
12 pagesPDF
Financial Goal Setting Workbook
A workbook to help you set SMART financial goals, create action plans, and track your progress over time.
15 pagesPDF
Debt Snowball Worksheet
A worksheet to implement the debt snowball method, paying off your smallest debts first to build momentum.
6 pagesPDF & Excel
Guide to Secured Credit Cards
Learn how secured credit cards work and how to use them effectively to build credit with minimal risk.
10 pagesPDF
Reverse Mortgages Explained
A comprehensive guide to understanding reverse mortgages, including eligibility, benefits, risks, and alternatives.
22 pagesPDF
Most Popular
Expense Tracking System
A complete system for tracking your expenses, identifying spending patterns, and finding opportunities to save.
14 pagesPDF & Excel
Retirement Planning Basics
An introduction to retirement planning, including different account types, investment strategies, and withdrawal rules.
28 pagesPDF
Bankruptcy Alternatives
Explore alternatives to bankruptcy, including debt management, debt settlement, and debt consolidation.
18 pagesPDF