|
Schedule Your Counseling

Credit Building

Build or rebuild your credit with our expert guidance and proven strategies.

Credit Report Review
Understand your credit report and score

Our certified counselors will review your credit report with you, explain what factors are affecting your score, and help you develop a plan to improve it.

Credit Builder Loans
Build credit with responsible borrowing

Credit builder loans are designed specifically to help you establish or improve your credit history through small, manageable loan payments.

Secured Credit Cards
A path to rebuilding credit

Secured credit cards can be an excellent tool for building credit when used responsibly. Learn how to choose the right card and use it effectively.

Why Credit Matters

Your credit score affects many aspects of your financial life, from loan approvals and interest rates to rental applications and even job opportunities. Building good credit is essential for financial stability and future opportunities.

At Home Preservation Foundation, we're committed to helping you understand and improve your credit through education, counseling, and practical tools.